Right, so this post is kind of an extension of my 'Self-Employment Update: Six Months in' post from last week. It's most likely only going to interest people who feel they might like to be self-employed/free-lance, but you never know! I, for one, am always intrigued to hear about other peoples' lives, even if they aren't doing something I'm directly interested in doing myself (which is probably why I love Tilly's 'A Day in the Life Of' series of posts as much as I do; I seriously think they are some of the best stuff on the internets!).
So please believe when I say that I'm writing this post very far from the perspective of an 'expert' at self-employment, or as someone who is even doing it very successfully. But I do think that sharing some of my experiences and thoughts on this subject will be useful to someone considering venturing into creative self-employment specifically, and perhaps some other kind of self-employment or free-lancedom more generally.
Our Situation
I think it is important to explain that both myself AND Pat (Mr So Zo) became self-employed around the same time last year. Therefore our experience might be very different from someone who has a salaried partner/financial dependents/is single. I bring in income from a variety of sources (see last post) but Pat is a writer who works with one single publisher.
How it Works (or Doesn't!) Financially
It may be considered vulgar (like as a hangover from the 50's or something!) to discussed finances, but I can't really give a thorough picture of life as a self-employed person/couple without addressing the subject. Obvs I'm not going to go into figures, but here's how the income arrives:
Me:
- Most of my income presently comes from teaching sewing and pattern cutting classes. I don't teach regularly, my schedule is mixed. A few weeks could go by with no classes, or I could find myself teaching three or even four times a week. I invoice Sew Over It for my teaching every week or two weeks worth of work. I use eventbrite to organise my profits from classes I organise and teach at Super+Super HQ.
- A few days after each Brighton Craftaganza event I organise I pay any outstanding invoices and calculate the profit I've made. These bursts of income are obviously as regular as the events themselves. Plus, the amount I end up with has a lot of variables, the main one being whether it was a one-day or two-day event (not as simple as two days being double the profit!). The profit I get from organising these events may be quite little compared to the amount of hours I put in, but the amount always makes that month a bit easier!
- I get a small amount of income from the selected sponsors of this blog.
Pat:
- Pat completes a title approx. every six weeks/two months. When he finishes a title he can invoice for an advance. 'An advance' sounds very impressive, but isn't really unless you are Stephen King or something. Presently it compares to about one month's wages from his old shitty job in telesales.
- Occasionally he is asked to do a small amount of work for other titles, like writing the introduction or something. This will be for a small one-off amount.
- The books then take a whole bunch of months to be released. The ones he wrote all the copy for will then earn him royalties after the advance has been recouped. Obviously depending on how popular the title becomes but also how the book distributors have been dealt with, the monthly royalty cheques could be the equivalent of several month's worth of of shitty telesales wages or a small fraction of it!
As you can imagine (or maybe relate to), it can be difficult when we are both having 'lean' months. But when either of us are having a flush time, I employ a very important technique: squirrelling. As you may imagine from the name I have given it, squirrelling involves taking chunks of money to distribute into other (less accessible) places for the future. When I was a waitress getting paid in cash at the end of the week and receiving my tips in coins at the end of each shift, I literally had a multitude of envelopes, boxes and drawers to squirrel money away in. These days I have four active bank accounts for the purposes of squirrelling. It makes me feel secure knowing there are a few 'pads' of money around, even if I've been allocating some of it for a holiday or something.
But there has been some scary patches since we became self-employed. Plus if your partner is going through a lean period, the urge can be to step up your own earnings, but that isn't always possible and can lead to extra stress. Likewise, knowing your own contribution is way down can make you feel guilty and stressed in a different way! Sometimes it feels like you really can't win. But when you do have a good month, knowing that your creativity and skills are solely responsible for that makes it all the sweeter and more exhilarating. As scary as it can be not knowing if your bills will be covered next month and as messed up as my sleep pattern can get because of it, NOT having the safety net of a dollop of a set salary to expect at the end of the month makes me feel much more alive, and somehow more adult. I feel like I'm participating in life more somehow.
In My Experience... /Points to Consider
There are some other points to make and lessons I've learnt over the last six months that I'd like to mention that could be relevant if you are trying to decide whether or not to quit your day job:
- Pat and I comparatively don't have much in the way of overheads, no loan repayments or credit cards to pay off. We don't have a car to run or keep taxed and insured.
- Pat works entirely from home or a local cafe with good wifi, therefore his transportation costs are zilch. My work locations are more mixed. I work from home or Super+Super which is in walking distance. When I work in London the classes are always at weekends or in the evenings so my train fares (which can be extortionate in the UK) are always off-peak fares so I don't have to work for very long before I've recouped that outlay.
- Recently we moved into a bigger (and therefore more costly) flat, even though we have chosen to live in one of the most expensive areas of one of the most expensive countries you could pick to live in! We made that decision because, seeing as both of us work from home at least some of the time, it was going to be better for our mental health to have some more space. Our new place has a little separate room that is now my sewing studio. To afford and justify this I no longer have a desk space at Super+Super HQ, which was a hard decision to make because I love those peops so much. But I found I wasn't using that desk space as often as I could've and it was being used in part as very expensive storage for my sewing patterns and laptop! Nowadays we can work in effectively the same room but he's at the other end so my sewing machine and swearing don't disturb his concentration as much as they used to! Plus our living room and bedroom aren't filled with bags of fabric constantly in sight like the last flat we lived in had become.
- Going back to finances, although this of course makes sense anyway, being self-employed makes it particularly essential to have a clear idea of how much is in your bank account/s at all times! You have to either keep in your mind (which I am good at) or check regularly (which Pat has taught himself to do) what work you've completed, who you've invoiced and when you can expect to get paid.
- Similarly, you need to keep a eye on when big outlays are looming. Whether that's something big and scary like your self-assessment tax bill, or a bi-annual utility bill, or something fun like a holiday or trip to visit friends you've planned. It helps you assess exactly how flush or lean things currently are and theoretically helps you get prepared.
- Keeping an eye on how much work is coming up in the near to mid-future is a good idea too. If I know I've got a whole bunch of classes coming up for example, can help me decide whether or not I need to release some squirrelled away funds in the meantime or not.
- This may be controversial, but unless you're running a business that relies on a long term business plan for momentum, I would suggest not to stress or even bother thinking about anything say, six to nine months or more into the future. Crazy I know but I think it just a waste of time. If there is anything that life taught me last year is that it can catch you off guard and throw up all kinds of potholes, but also exciting opportunities. Plus you'll naturally do some evaluating at regular intervals, so why bother to plan deep into the future when it may become clear that one element isn't working or you want/need to change tack from the path you'd previously set yourself on?
- There are HEAPS of awesome resources out there to help a self-employed person, be they of the crafty persuasion or not! Red Velvet has a lovely, inspiration e-course for carving out your dream creative job. The Design Trust is a killer website for aspiring self-employed designers/designer-makers, I well recommend signing up to their newsletter. Anyone who works from home could find support, advice and inspiration from this site, following the site author @judyheminsley on twitter is a good idea.



















The recent explosion of sewing classes and sewing cafes is an interesting phenomenon. I'm pleased to see a growing trend towards a DIY mentality and the increased desire to learn the skills our grandmothers relied on (if that is what this represents). I thought that maybe I could pick up a sewing-teaching gig at one of these places if I ever lost my job, and I enjoy looking at cute buttons and trims that they often sell as much as the next sewer, but I haven't really kept a close eye on the proliferation of these establishments.

















I lust after potential sites for this dream lifestyle. My face is always stuck to the window of a train when it goes through an industrial area, taking mental snapshots. When I lived in Barcelona, my favourite jogging route wasn’t through one of the beautiful parks or along the Mediterranean seafront but through, you guessed it, the industrial area. I would take my mind off being a painful panting sweaty mess by playing my usual ‘That one, no, THAT one!’ game amongst the warehouses. Maybe it was watching ‘Heart Break High’ at an impressionable age (can someone corroborate that some of the characters did indeed live in a warehouse please? Did I imagine it?), but this fixation started a long time ago and seems to only have grown stronger. Hence already having a folder of images on my laptop full of pictures of inspirational warehouse spaces handily available to illustrate this post!
Because I would never want, not that I could EVER afford, a sanitised, pre-converted trendy warehouse pad with its token ‘original’ exposed brick work wall and fancy lampshades installations, nor would I want to live in something that resembled a filthy crack pipe-filled location of a scummy East London squat party: the not so tiny matter of making such a space habitable would come be a major issue. Adequate bathroom and kitchen facilities are not exactly standard in such a space, not to mention trying to keep warm in a space with such high ceilings made from such unsympathetic building materials. Having to make somewhere such as this habitable would undeniably be an exciting challenge (creating bed mezzanines, partitions between work and living areas, inventive storage solutions, open-plan kitchens, clothing rails which hang down from the ceiling), but not one I can realistically see me taking on.
With great sadness, I am slowly coming to realise that my fantasy will probably always remain just that for the following reasons. Firstly, acquiring a warehouse space is not something I am up to. I could never afford to rent such a space, and even if I was able to somehow locate one with a low enough rent, the legalities of actually living in a space meant for industrial means would most likely be entirely preventative. Secondly, if I was to consider taking the other, less legal road and found such a space unoccupied and apparently neglected, I’m just not gritty enough to attempt a squatting lifestyle. The risk of being kicked out and forced to move at the drop of a hat (been there!), abandoning all you’d created, would be too unpleasant and unstable. As would the increased risk of being burgled: imagine leaving my lovely sewing machines at home, not knowing if they’d be there when I returned. I’m just not strong enough for that! From what I understand, successful squats have someone physically there 24 hours a day, which would either make me something of a prisoner, or it would mean the need for flatmates, the lack of which has been the main benefit of our current digs and not something we are willing to surrender. Once again, I’m just too bohemian for the squares, but too square for the bohemians!
So, does anyone else harbour similar habitation desires? Has anyone actually lived in a space similar to these? If so, how did it come tp pass? Are there any other types of buildings that were not originally meant for living in, that take your fancy? Do you have anything to share that might give me cause to not give up on this dream? Does anyone know of any available and cheap warehouse spaces available in the Brighton area?!